Platform Overview.
One Platform.
Every Solution.
Your Governance.
All solutions. One platform. Every transaction governed by your rules.
Ionfi by Avalo, IonFX, Avalo Fintech Program, and Avalo Wallet (Coming Soon) all run on the same platform — connecting to your existing systems, operating within your risk framework, and scaling without rebuilding.
Built by Bankers, Designed for Compliance, Powered for Speed
The systems don't talk to each other.
Payments, compliance, treasury and risk often operate in separate systems and workflows. Serving fintechs or entering new markets can mean building infrastructure your institution does not have—or adding more tools that create further fragmentation.
One platform. Connected systems and workflows.
Avalo works alongside your existing systems, bringing data and workflows from core banking, third-party sources, payments, treasury and compliance into one coordinated environment. Your systems remain in place while Avalo connects them, provides centralized visibility and keeps transaction context and controls together.
We disrupt inefficiency. Not operations.
Solutions Built on the Avalo Platform
Whether you need cross-border payments and FX, a bank-governed fintech program or digital asset infrastructure, each Avalo solution runs on the same connected platform and can be adopted independently.
Ionfi by Avalo: Cross-border payments & multi-bank access, Fedwire, FX, RDC.
Avalo Fintech Program: Full fintech division under your governance.
Avalo Wallet (Coming Soon): Digital asset & stablecoin infrastructure.
The Governance Layer
Whichever Path You Choose — You Stay in Control
Every Avalo deployment, whether you're using a solution running on the platform or adopting the platform itself, operates within four non-negotiable principles:
1. Your policies, applied.
Your AML, KYC, and risk policies are configured into the platform — not replaced by ours.
2. Your oversight, preserved.
Full audit trails, real-time monitoring, and examiner-ready reporting at every layer.
3. Your data, segregated.
Sub-account architecture, encryption in transit and at rest, ISO 27001-certified controls.
4. Your decisions remain yours.
Automated workflows support—not replace—your institution’s judgment. Required reviews and approvals remain under your control.
Core Capabilities: Built-in, Not Bolted On
Connects siloed operations into a single view — payments, compliance, treasury, and risk in one place. Reduce the need to switch between systems.
Know Your Client’s Customers — Helps map your payment network with transaction-level traceability and audit trails.
KYCC, AML and sanctions screening are integrated into onboarding and transaction workflows, with audit trails and relevant information supporting institutional review and regulatory reporting.
Near real-time risk assessment supports responses to emerging risks.
Insight into balances, flows, and exposures across currencies, accounts, and partners
Under the Hood
For technical evaluators: the architecture, controls, and performance benchmarks that make the capabilities above possible.
REST and webhook integration with core banking, ERP, and risk systems
AWS-based infrastructure with multi-region redundancy, designed for institutional resilience requirements
ISO 27001-certified controls and independent security audits
95%+ of wires processed within 20 minutes
KYCC, AML, sanctions screening and transaction monitoring integrated into platform workflows—not bolted on
One Platform. Built by Bankers. Governed by You.